I-Sberbank namanye amabhange abika ukuphazamiseka kwenkonzo, okuthinta izinkulungwane zamakhasimende eMoscow

Kubikwe ukuphazamiseka okubalulekile ezinsizeni ze-Sberbank, okungenye yezikhungo ezinkulu zezezimali ku-Rússia, okubangele ukuphazamiseka kumakhasimende ayo. Iphutha, elithinte izici ezimbalwa zebhange, ngokushesha laba iphuzu lokukhathazeka kubasebenzisi.

Ihhovisi labezindaba ku-Sberbank lisiqinisekisile lesi sigameko, lakhipha isitatimende esizwakalise ukuxolisa ngokuphazamiseka. Lesi sikhungo siqinisekise ukuthi amathimba aso asehlangene futhi asebenza kanzima ukubuyisela isimo esijwayelekile ngokushesha.

Inkinga ayizange ikhawulelwe kokuthi Sberbank kuphela, okugqamisa ukwehluleka okuphelele ohlelweni lwezemvelo lwezezimali. Outros amabhange amakhulu, njenge-T-Bank, i-VTB kanye ne-Ozon Bank, ngaphezu kwe-Pagamento Rápido Sistema, futhi abonise ukungazinzi.

Umthelela Imediato kanye Escala kusuka Falha

Imibiko yobunzima bokuthola izinsiza zamabhange yaqala ukuvela ngamandla, igxile kakhulu ku-Moscou kanye nesifunda sakhona esikhulu. Milhares yezakhamizi ezibhekane nezithiyo zokwenza imisebenzi ebalulekile.

Idatha evela ku-portal Downdetector ikhombise ubucayi besimo, iqopha izikhalazo ezicishe zibe yi-4,000 mayelana nezinsizakalo ze-Sberbank ngesikhathi esifushane. Este Ivolumu ebalulekile yezaziso igqamisa ubukhulu benkinga nokuncika kwabathengi kumasistimu edijithali.

Ukuphazamiseka kubonakale ngezindlela eziningi, kusukela ekungakwazini ukufinyelela izinhlelo zokusebenza zeselula nezinkundla zokubhanga nge-inthanethi kuya ekuhlulekeni ekuthengeni amakhadi kanye nokuhoxiswa kwe-ATM. Tal isimo sidale isimo sokungaqiniseki nokukhungatheka phakathi kwabasebenzisi.

Ngaphezu kwamabhange ashiwo ngenhla, ukuphela kuka-Sistema kwe-Pagamento Rápido kwengeze ungqimba olwengeziwe, okunomthelela ekhonweni lokudlulisa imali ngokushesha nezinye izinkokhelo ze-elekthronikhi ezibalulekile ekuguquguqukeni komnotho wanamuhla.

Phendula futhi Esforços kusuka Normalização

Ngaphandle kwenselelo eyadalwa wukuphazamiseka, amathimba ezobuchwepheshe ku-Sberbank kanye nezinye izikhungo zezezimali ezithintekile asukumela phezulu. Okuhamba phambili kwakuwukusimamisa izinhlelo kanye nokuqinisekisa ukuthi izinsizakalo zibuyela ekusebenzeni ngaphandle kokwehluleka.

Ukuxhumana kokuqala kwe-Sberbank bekubalulekile ekwaziseni amakhasimende ngesimo kanye nokulawula obekulindelwe. Mensagens zikhishwe ngemigudu esemthethweni, zinikeza isiqondiso ngezinqubo okufanele zilandelwe futhi zicele ukuqonda.

Ezimweni ezinjengalezi, ukucaca kanye nokuba bukhali ekuphenduleni kubalulekile ukuze kuncishiswe ukwethuka nokuqagela. Izikhungo ezithintekayo zasebenza ndawonye ukuze zihlonze umsuka wenkinga futhi zisebenzise izisombululo zokuyilungisa.

Ithimba le-cybersecurity kanye nengqalasizinda ye-IT abizelwe ukwenza ukuskena okuphelele kwezinhlelo, efuna ukukhipha izinsongo zangaphandle ezingaba khona noma ukukhomba amaphutha angaphakathi ayinkimbinkimbi. Ukuqina kwengqalasizinda yezobuchwepheshe kuhlolwa njalo ngezikhathi zesidingo esikhulu noma izigameko ezingalindelekile.

Imithelela ye-Consumidores kanye ne-Comércio

Ukuvalwa kwezinsiza zamabhange kunemiphumela eqondile nengaqondile ezimpilweni zezezimali zezigidi zabantu kanye nokuhweba kwansuku zonke. Ukungakwazi ukwenza izinkokhelo noma ukufinyelela izimali kungadala uchungechunge lokuphazamiseka.

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Kubathengi, ubunzima bokusebenzisa amakhadi noma ukudlulisa imali kungase kubambezele ukukhokha izikweletu, ukuthenga izimpahla ezibalulekile noma ukufinyelela izinsiza eziphuthumayo. Emnothweni wedijithali okhulayo, kuye ngokusebenza okungaphazamiseki kwamabhange kuyiqiniso.

Embonini yezohwebo, ukuphazamiseka kusho ukulahlekelwa kwezimali okusheshayo ngenxa yokungakwazi ukucubungula ukuthengisa namarisidi. Pequenos kanye namabhizinisi aphakathi nendawo, ikakhulukazi, yiwona asengozini enkulu yokuvalwa okunjalo njengoba evame ukusebenza ezindaweni eziqinile.

Ukuthembela okukhulayo ezindleleni zokukhokha nge-elekthronikhi kanye nezicelo zamabhange kukhulisa ukubaluleka kokuzinza nokuvikeleka kwalezi zinhlelo. Quaisquer ukwehluleka, noma kungokwesikhashana, kugqamisa isidingo sezinhlelo eziqinile zezimo eziphuthumayo zawo zombili amabhange kanye nabasebenzisi ngokwabo.

Infraestrutura Financeira Moderna Izinselele

Izehlakalo ezinjengokuphazamiseka kwezinsizakalo zamabhange ziveza izinselele ezikhona ekugcineni ingqalasizinda yezezimali eyinkimbinkimbi nefakwe kwidijithali. Ukuxhumana phakathi kwezinhlelo nezikhungo ezahlukene kwesinye isikhathi kungasabalalisa ukwehluleka ukusuka kwelinye iphuzu kuye kwelinye.

Ukwenziwa kwesimanjemanje kwezinhlelo zamabhange, kuyilapho kuletha izinzuzo ngokokushesha nokufinyeleleka, nakho kwethula izingqimba ezintsha zobunzima kanye namaphuzu angase ahluleke. I-Cybersecurity, isibonelo, ukukhathazeka okuqhubekayo.

Amabhange atshala imali eningi kwezobuchwepheshe nasemaqenjini akhethekile ukuze anciphise lezi zingozi, kodwa isimo esiguquguqukayo sendawo yedijithali sidinga ukuqapha okuqhubekayo kanye nekhono lokuzivumelanisa nezimo. Okuhlangenwe nakho kwamanje kusebenza njengesikhumbuzo sokubaluleka kwezinhlelo zezezimali ezizinzile.

Ukucabanga ku-Resiliência kusuka ku-Sistema

Ukwenzeka ngesikhathi esisodwa kwezinkinga ezikhungweni zezezimali ezimbalwa futhi ku-Sistema kwezingu-Pagamento Rápido kuphakamisa ukuthi imbangela kungenzeka kube umcimbi omkhulu noma ukwehluleka engxenyeni yengqalasizinda okwabelwana ngayo. Uphenyo oluningiliziwe lubalulekile ukuze uqonde umsuka.

Ukusimama kwezinhlelo zamabhange kuwukukhathaza kakhulu abalawuli kanye nokuzinza komnotho wezwe. Ikhono lokululama ngokushesha ekuhlulekeni nasekuphazamisekeni kuyinkomba eyinhloko yokuqina kwawo wonke umkhakha wezezimali.

Ukuthembela komphakathi ezikhungweni zezimali zakhelwe phezu kwesisekelo sokuthi izinsiza zabo kanye nemisebenzi yabo ivikelekile futhi iyafinyeleleka. Falhas Izikhathi ezinde zingabukela phansi lokhu kuthembana, kuholele amakhasimende ukuthi afune ezinye izindlela noma ahlole kabusha ukuncika kwawo kumasevisi edijithali.

Isifundo esisuka ekuphazamisekeni ngakunye siyisidingo sokwenza ngcono okuqhubekayo, hhayi nje ngokobuchwepheshe kodwa nasezinqubweni zokuxhumana kanye nezimiso. Ukuxhumana phakathi kwamabhange nezigungu ezilawulayo kubalulekile ukuze kuphendulwe ngempumelelo kanye nokuvimbela izigameko zesikhathi esizayo.