New function of the Galaxy digital wallet releases Pix by contactless without opening the banking app

The South Korean manufacturer has started releasing a new feature that allows you to make instant contactless transfers directly from your native digital wallet. The update eliminates the need to access individual financial institutions’ applications when purchasing in physical stores. The feature uses proximity field communication technology to validate transactions at payment terminals, transforming the smartphone into a direct replacement for conventional plastic cards. The change aims to optimize the time spent by consumers at checkouts in supermarkets, pharmacies and retail stores in general.

The system’s distribution schedule occurs gradually between April 17 and 22, 2026. The integration takes advantage of Banco Central’s open data ecosystem to connect customer accounts to the secure environment of the mobile device. Especialistas in financial technology point out that the new feature represents a significant advance in the usability of everyday tools. The convenience of just touching the phone to the machine promises to further accelerate the adoption of digital payments in the country.

Compatibilidade covers more than one hundred models of the brand

The implementation of the tool affects a wide range of devices sold on the Brazilian market over the last few years. The company confirmed that one hundred and one different models in the Galaxy line have the necessary hardware and software requirements to run the application without hiccups. The main technical criterion required for the full functioning of the new product is the presence of an active and functional NFC chip in the smartphone. Sem this physical component, communication with store owners’ terminals becomes technologically impossible.

Owners of newer, more advanced devices form the first group to receive the silent update package. The list of approved equipment includes the S family from the ninth generation onwards, encompassing the most popular models in the premium category. Todos devices with foldable screens from the Z Fold and Z Flip series are also guaranteed in the first phase of service expansion. Aparelhos from the Note line manufactured after the ninth version are part of the official support catalog released by the company.

The mobile payments market is growing exponentially in the country, driven by the ease of not carrying bulky wallets during urban commutes. The brand’s platform was already operating successfully in processing transactions in conventional credit and debit modes, gaining a loyal user base. The addition of the Brazilian instant system consolidates the application as a complete and independent financial center. The strategy strengthens customer retention within the Asian manufacturer’s product ecosystem.

Processo binding requires unique security configuration

Access to the new payment method requires an initial authentication procedure between technological platforms. The customer needs to open the Samsung Wallet interface, select the option dedicated to the instant system and enter the Cadastro number of Pessoas Físicas. The system displays a list of compatible banking institutions so that the user can choose where they keep their main financial resources. The interface was designed to be intuitive, avoiding technical jargon that could confuse the lay public.

The next step redirects the consumer temporarily to the environment of their preferred bank in an automated way. Essa connection happens under Open Finance’s strict protocols, ensuring secure exchange of credentials without exposing sensitive passwords or vulnerable data. Após confirmation of the terms of use and reading of the privacy contracts, the account remains permanently linked to the cell phone. The configuration process occurs only once, saving the user time on future purchases.

The protection of financial assets continues to be based on multiple layers of high-precision biometric verification. Nenhuma transfer occurs without the owner validating the action by touching the fingerprint reader or positioning the face in front of the device’s front camera. The use of a personal numeric code remains a viable alternative in case of failure of physical sensors or use of face masks. The security architecture prevents third parties from making purchases even if the phone is stolen or lost.

Dinâmica for use on physical terminals and maintained alternatives

Executing a purchase in retail becomes considerably more agile with the account properly configured in the system. The customer simply unlocks the phone, activates the virtual wallet shortcut and brings the device closer to the display of the enabled machine. The amount corresponding to the product or service is immediately discounted from the available bank balance, generating the receipt in milliseconds. The user experience perfectly simulates the familiar dynamics of credit cards with contactless technology.

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The modernization of the system does not invalidate the traditional methods already consolidated among Brazilian consumers since the launch of the tool by Banco Central. The application preserves the ability to activate the photographic lens to scan two-dimensional codes printed on counters, self-service totems or computer screens. The function of copying and pasting alphanumeric codes is still available to settle invoices received via messaging applications or corporate emails.

• Leitura of two-dimensional codes through the smartphone’s rear camera.
• Sistema to copy and paste random keys for purchases in online stores.
• Transferências direct using email, telephone or document keys.

The versatility of the options caters to different urban and digital consumption scenarios in a country of continental dimensions. Lojas from neighborhoods that have not yet updated their terminals to accept payments by contact continue to receive payments through conventional optical reading without any loss. The technological infrastructure adapts to the structural reality of each commercial establishment, ensuring that the customer is never unable to complete their purchase.

Launch Estratégia includes rewards program

The company structured an aggressive promotional campaign to encourage immediate adoption of the tool by the most cautious consumers. The incentive period runs from April 22nd to May 2nd, 2026, covering the end of the business month. Indivíduos who complete any financial transaction using the approach in this range gain exclusive benefits in the brand’s loyalty program. The marketing action seeks to break the barrier of first use, a moment considered critical for the acceptance of new technologies.

The system automatically generates discount coupons after confirming the debit on the retailer’s machine. Bonuses are stored in a specific tab within the application itself, making it easier to redeem them for future purchases at the manufacturer’s official store. The user receives a visual alert on the home screen as soon as the prize becomes available for use, creating a sense of urgency and immediate reward. The gamified format engages young and adult audiences efficiently.

Promotional rebates focus on the corporation’s own electronic accessories ecosystem, feeding back internal consumption. Customers can purchase high-capacity portable batteries with twenty thousand milliampere-hours for reduced prices. Fones wireless headphones from the Galaxy Buds Core line are also part of the catalog of products eligible for redemption of promotional vouchers. The company chose not to reveal the exact percentage of price reduction or the limit of coupons distributed per person during the promotion window.

Impacto in the financial ecosystem and future prospects

The deep integration of the instant system into telephony hardware marks a new phase in the digitalization of the national economy. The volume of daily transactions processed without the need for cash reaches successive records on Brasil, transforming the population’s relationship with currency. Eliminating intermediate steps, such as unlocking cumbersome and slow banking applications, drastically reduces queue times in high-traffic commercial establishments. The efficiency gain benefits both the end consumer and the retail entrepreneur.

Open Finance’s architecture demonstrates its structural maturity by enabling technology giants to operate as secure and reliable payment initiators. Banco Central monitors these innovations closely to ensure that interoperability does not compromise the stability of the country’s financial network. The expectation of the technology market points to a similar movement on the part of competing companies in the coming months, intensifying the dispute for user preference in digital wallets.

The manufacturer’s technical support advises that consumers keep the Android operating system always up to date to avoid communication failures with bank servers. The release of the resource occurs directly behind the scenes of the software, eliminating the need to manually download external files from application stores. Continuous technological advancement reinforces the position of the smartphone as the main and most indispensable personal, social and financial management instrument in contemporary society.