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Samsung launches Galaxy Forever plan in India to purchase Galaxy S26 with guaranteed return

Galaxy S26 Ultra
Photo: Galaxy S26 Ultra - Divulgação/Samsung

Samsung announced the implementation of the Galaxy Forever program on the Índia market, with the aim of making the acquisition of high-end mobile devices more flexible. The initiative allows consumers to purchase the Galaxy S26 Ultra and Galaxy S26 Plus models by paying exactly half of the total value of the device during the first year of use. Payment in installments takes place over 12 calendar months without interest being charged. The process uses a traditional credit card or the electronics manufacturer’s own financial platform.

The company’s commercial strategy seeks to attract users who want to access the brand’s premium technology at a reduced initial cost, diluting the financial impact of the purchase. Após the exact period of 12 months, the customer has the contractual freedom to return the smartphone with a guaranteed 50% buyback, pay off the remaining balance in new installments to keep the device permanently or make the direct transition to a more recent model in the line. The commercial package includes additional benefits of protection against physical and operational damage throughout the cycle.

Samsung Galaxy S26 series
Samsung Galaxy S26 series – Divulgação/Samsung

Estrutura Payment and Financing Options

The financial functioning of the project offers two main routes for credit approval and payment of monthly installments. The first alternative involves the use of conventional credit cards, which process the installments corresponding to the initial 50% of the value of the device without adding extra fees. The second option uses the Samsung Finance+ system, a platform developed to speed up credit analysis with minimal documentation requirements from the buyer.

Monthly prices vary according to the model chosen by the consumer in the company’s physical or virtual stores. Para the acquisition of the Galaxy S26 Ultra, which has an initial list price set at R$139,999 in converted local currency, the monthly disbursement reaches approximately the mark of R$6,583. In the case of the Galaxy S26 Plus model, sold from R$119,999, the installment is in the range of R$5,749 per month. In both cases, the structure adds a fixed operating fee for the program set at R$749.92 per month.

Participants who choose to pay via credit card and decide to return the smartphone at the end of the cycle receive the buyback amount directly into their bank accounts. Aqueles that use the manufacturer’s financing platform find an automated process to direct this credit towards the acquisition of the company’s next launch. The mechanism facilitates annual equipment updates without the need for new complex financial profile analyses.

Cobertura accident protection and technical support

One of the core components of the offering in the Indian market is the automatic inclusion of the Samsung Care+ service throughout the entire one-year contract period. Esta insurance policy covers any serious accidental damage and problems caused by direct contact with liquids, eliminating the charge for additional deductibles when calling for technical assistance. The financial protection offered by this coverage reaches a ceiling of R$13,999, guaranteeing specialized repair or full replacement of parts without extra impact on the user’s budget.

The extended warranty is activated immediately when the plan is billed in the store’s system. Customers have access to exclusive service channels to resolve questions about the policy or to register claims. The absence of questions or rigorous inspections when returning the device after 12 months represents a logistical difference. The benefit is validated as long as the equipment meets the basic operating criteria established in the initial contract.

Parcerias strategic and system operation

The operational viability of Galaxy Forever depends on a network of partner companies that manage different stages of the commercial and service process. The granting of credit and the structuring of payment conditions are the responsibility of DMI Finance, a financial institution specialized in consumer solutions. Logistics management, which encompasses returns processing, upgrade assessments and contract settlements, is managed entirely by the company Servify.

  • Device Escolha between models Galaxy S26 Ultra or Galaxy S26 Plus on authorized platforms.
  • Seleção of the payment method, dividing half of the amount into 12 fixed monthly installments.
  • Utilização of the device for one year with full protection against physical and liquid damage activated.
  • Final Decisão after 12 months between return, payment of remaining balance or exchange for a new model.

Integration between the manufacturer and service providers allows the flow of information to occur in real time in databases. Quando a consumer decides to end the cycle and return the product, the system recognizes the payment history and releases the assured buyback credit without the need for time-consuming manual evaluations. Essa automation reduces waiting time in stores and simplifies the journey for customers looking to update their technology annually.

Disponibilidade commercial and access for specific audiences

The territorial scope of the initiative covers all Índia regions, using the retail infrastructure already established by the Asian brand. Interested parties can join the purchase format through the company’s official website or in person at more than 1,500 units in the Samsung Experience Stores network. The capillarity of physical service ensures that consumers from different cities receive the same standard of technical and financial support during membership.

Além from the general public, the corporation structured access channels targeted at specific segments of the consumer market. Estudantes and employees of partner companies can join the system through the Samsung Corporate+ and Student+ digital platforms. Nestes virtual environments, installment rules, buyback percentages and insurance coverage remain identical to those of the standard program. The only difference lies in the identity validation processes, which are adapted for each professional or academic category.

The creation of alternatives to traditional procurement models reflects a profound change in consumer behavior in the high-value electronics sector. The possibility of trying out cutting-edge devices without fully committing your income at the time of purchase meets a growing demand for financial flexibility and spending predictability. The structuring of the project consolidates the offer of premium hardware combined with continuous maintenance services, insurance and constant technological updates for the brand’s customers.