Platform X has established X Money as the only payment method for content creators in the United States who participate in Original Content Rewards and subscription programs. With the measure, there will be no alternatives for receiving amounts for American users.
The news was communicated by the official X Creators profile in the application, informing that, starting September 2, 2026, payments in the US for Original Content Rewards and Subscriptions will be made via X Money.
X indicated that the main advantage for creators is immediate access to the amounts as soon as they are released, eliminating the need to wait for a minimum withdrawal limit to be reached.
To receive through X Money, users must verify their phone number in the app and be an X Premium subscriber. However, subscription to X Premium is already a requirement for eligibility for the creator monetization program, with no real change to the requirements.
Creators of other nationalities who participate in the Original Content Rewards program will continue to receive payments through the Stripe platform.
New requirements for receiving amounts and immediate access
X Money was launched in beta in November 2025 and expanded its operations in the United States after the X platform signed a payments support agreement with Cross River Bank. The partnership aims to address regulatory concerns.
Cross River is currently responsible for X Money accounts, including the Visa debit card, which allows ATM withdrawals from X platform profiles. This demonstrates that X Money operates based on bank-approved payment systems.
Platform X faced several hurdles in getting its payments offering approved, with some states denying its application for a money transmission license. One of the reasons given was the company’s links with investors in the Middle East.
The deal with Cross River Bank boosted the project, but X Money is still restricted to the US, which limits its ability to become a more comprehensive component of the experience within the X app.
Agreement with Cross River Bank allowed X Money to advance in the United States
Despite the difficulties, X remains determined to consolidate its payments system, establishing X Money as the only option for American users.
At the same time, X has been dealing with increased security concerns related to the increased movement of payments within the platform.
Recently, it was reported that hackers have intensified attempts to access X accounts to obtain financial details of X Money users.
