Retirement: special plan allows active workers to settle social security debts

A pension debt repayment plan is available for working men and women, offering a crucial opportunity for those approaching retirement age and do not have the required 30 years of contributions. The initiative aims to ensure that active policyholders can regularize their contribution situation, avoiding surprises when requesting the benefit.

The measure represents a significant advance in social security policy, allowing thousands of Brazilians to plan their future with more security. When starting to pay off debts, workers ensure that they count their length of service that, otherwise, could delay or prevent access to full retirement.

Eligibility criteria and documentation

Eligibility for the plan is defined by age group, specifically aimed at those in the transition phase to retirement. Mulheres aged between 50 and 59 years and men between 55 and 64 years old are the main beneficiaries of this facility.

To enter the process, the only document required is the original DNI. Esta simplification aims to reduce bureaucracy in access and make the process more agile for those interested in regularizing their social security issues.

Periods suitable for regularization

The plan allows the regularization of missing contribution periods that extend up to and including March 2012. Esta flexibility is one of the key points of the measure, giving workers the autonomy to choose which periods they wish to pay according to their financial possibilities.

Payments are made through a Volante Eletrônico of Pagamento (VEP), a system that facilitates the transaction and control. Importante highlight that, to cancel periods, a socioeconomic assessment is not carried out, which expands access to the benefit without additional barriers.

Procedure for joining the plan

Adhering to the social security debt payment plan follows a simple and accessible itinerary, starting with scheduling an appointment. The first step is to request a shift at one of the ANSES agencies, ensuring the necessary face-to-face service.

On the scheduled day, the worker must attend ANSES, where they will receive complete guidance on the plan. Durante the visit, it will be possible to select the debt periods that will be paid off, and a VEP will be generated for the initial payment.

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After paying the VEP, the process can be followed virtually. The insured’s data is registered with ANSES, allowing payments for other periods to be made online, through the “my ANSES” portal, without the need for further travel.

The regularization of periods occurs quickly. Within 72 hours after confirming payment of the VEP, the paid periods can now be viewed and confirmed in the worker’s employment history, available for consultation in “my ANSES”.

Consultation and monitoring of the situation

It is essential that workers consult their História Laboral in “my ANSES” using the CUIL and the Chave of the Segurança Social. Esta online tool allows you to check all recorded contribution periods and identify possible gaps.

If there are periods worked that are not visible on the platform, it is recommended that the insured person present the corresponding service certifications on the day of the shift. In the absence of this documentation, it is possible to request recognition of services from ANSES itself to prove these contribution periods.

Advantages of social security regularization

The settlement of social security debts through this plan offers multiple advantages to active workers, mainly the guarantee of access to retirement at the right time and with the amount corresponding to the period of contribution. By paying off pending issues, the insured avoids loss of service time and ensures a smoother transition to inactivity. Este process is crucial for future financial stability, allowing the worker to enjoy social security benefits without hindrance. The possibility of choosing which periods to cancel and the absence of a socioeconomic assessment for this payment make the plan even more flexible and inclusive, strengthening social security.

Clarifications on discharge

The process of processing the social security debt payment plan is completely free, with no costs for the worker requesting the shift or carrying out the consultation. Esta free of charge reinforces the measure’s commitment to facilitating access to regularization for all those eligible.