National Savings and Investments (NS&I) announced the results of the Premium Bonds draw for January 2026. The draw gave away more than six million tax-free prizes, totaling £406 million.
Winners retain the maximum permitted value of £50,000 worth of bonds each. The first jackpot went to number 570QM451332, from Suffolk, purchased in February 2024. Essa win represents the 11th time the region has recorded a £1 million winner.
The second main prize went to number 377PG290829, from Berkshire, purchased in December 2019. Berkshire now has five millionaires from Premium Bonds. Prize checking is available from January 3 via the NS&I app or website.
Jackpot winners
The January 2026 draw started the year with two great fortunes created by NS&I. The institution’s retail director, Andrew Westhead, highlighted his satisfaction in forming the first millionaires of 2026 in the regions of Suffolk and Berkshire. Ele highlighted that jackpots are just part of the celebrations.
More than 6.1 million prizes were drawn by the ERNIE generator, benefiting savers across the Reino Unido. Values range from £25 to £1 million, all exempt from income and capital gains tax in the country.
Prize distribution
The January prize fund reached £406 million, with 6,165,643 prizes paid. Havia 135.6 billion bonds eligible in the draw, keeping the odds equal for each £1 unit, regardless of purchase date.
- Two £1 million prizes
- 77 prizes of £100,000
- Around 150 prizes of £50,000
- Over 300 prizes of £25,000
- Thousands of smaller denominations from £25
Since the first draw in 1957, NS&I has awarded more than 809 million prizes, totaling £39.5 billion. The product attracts more than 24 million participants, with investments in excess of £122 billion.
Unclaimed Prizes
More than 2.6 million prizes remain unclaimed in Reino Unido, totaling £112 million. Em Suffolk, there are 27,508 outstanding prizes worth £1.1 million, including £10,000 prizes from 2023. The region also has £5,000 prizes awaiting claim since April 2023.
In Berkshire, the largest unclaimed prize is £50,000, for February 2020. Prizes do not expire and can be claimed retroactively to the original 1957 drawing.
NS&I recommends managing titles online or opting for direct payment to a bank account to avoid losses. Notificações via email makes it easier to monitor any earnings.
How Premium Bonds work
Premium Bonds differ from traditional investments in that they do not pay fixed interest. Cada £1 unit takes part in a monthly draw, with equal chances of winning regardless of age or location of purchase. The minimum investment is £25, with a maximum limit of £50,000 per person.
The current prize fund operates with an annual rate of 3.60%, variable according to NS&I adjustments. The odds of winning per title remain at 22,000 to 1. The capital invested is 100% guaranteed by the British government.
Participants check results through the prize checker application or official website, using the holder number. Opções automatic reinvestment or direct payment increases convenience for savers.
Verification and participation
Investors check prizes from the first business day after the announcement, as occurred on January 3, 2026. The NS&I app allows quick checking, including old unclaimed prizes. Cadastro online or over the phone facilitates additional title purchases.
NS&I encourages updating registration data to ensure accurate notifications. Agentes experts personally visit £1 million winners to deliver the news. The product remains one of the most popular savings options in Reino Unido.
Regions awarded
Suffolk and Berkshire concentrated this month’s jackpots, reinforcing the random geographic distribution of prizes. Cada security has identical chances, regardless of the investor’s origin. Áreas with a greater concentration of participants record more victories over time.
The monthly draw attracts national attention due to the possibility of high prizes. Investidores from different regions monitor the results in search of financial surprises.
