In May 2026, the federal government officially launched the Move Brasil program, a public policy structured to facilitate the acquisition of brand new vehicles by passenger transport professionals. The initiative allocates an amount of R$30 billion through Banco Nacional of Desenvolvimento Econômico and Social, the BNDES, with an exclusive focus on taxi drivers, cooperatives and app drivers. The financial ceiling established for the value of sustainable cars that can be purchased is R$150,000.
The government measure acts directly to reduce the cost of credit, offering interest rates that represent half the average currently practiced by the traditional financial market. The mobilization of the automotive sector occurred immediately after the announcement of the federal guidelines. Montadoras installed in the country adjusted their commercial strategies to meet the new demand generated by the state incentive, aiming to renew the circulating fleet in large Brazilian cities with more efficient options suitable for continuous transport.
Fiat structures offer with five entry vehicles
Fiat presented an aggressive commercial response to the new subsidized financing scenario, including five of its most popular cars on the list of eligible products. The Italian manufacturer focused on offering a diverse range that caters to different profiles of driving professionals. The strategy ranges from compact models, ideal for agility in urban traffic, to sports utility vehicles that offer greater comfort to passengers during daily runs.
Drivers who have their registration approved in the federal system will be able to choose between the following options made available by the European brand:
- Mobi (subcompact vehicle focused on fuel economy)
- Argo (hatchback with ample interior space in the category)
- Cronos (sedan that stands out for its generous trunk volume)
- Pulse (compact SUV equipped with turboflex engine)
- Fastback (turboflex compact SUV with distinctive design)
Todos The Fiat automobiles selected for the Move Brasil program are offered in their entry-level turboflex configurations. Essa mechanical standardization guarantees adequate performance for the exhaustive daily work routine on urban roads. Choosing these specific versions keeps fuel consumption at acceptable levels for the professional driver’s profitability, balancing the power needed to transport passengers with the operating cost of the vehicle.
BYD ensures presence with fully electric cars
Chinese manufacturer BYD also assured its participation in the government program, focusing exclusively on the energy transition of the passenger transport fleet. The company managed to include two purely electric models that have already recorded significant commercial success in the national market. The BYD Dolphin Mini and the traditional BYD Dolphin make up the official catalog of vehicles authorized for financing with BNDES resources.
The choice of these two cars reflects the Asian automaker’s strategy of consolidating its position among urban transport workers. Ambos vehicles stand out for their excellent use of internal space in relation to their external dimensions, a crucial factor for the comfort of application customers. Electric propulsion provides a considerably lower recharging cost per kilometer driven when compared to spending on fossil fuels in conventional vehicles.
Condições financial and interest rates applied
The financial design of the Move Brasil program establishes differentiated payment conditions to facilitate access to productive credit. The guidelines set annual interest rates of 12.6% for men, which represents a cost of 0.99% per month. Para the female audience, the incentive is even greater, with annual rates of 11.5%, equivalent to 0.91% monthly. Essa percentage difference seeks to increase the participation of women in the passenger transport sector and promote economic inclusion.
The deadlines for repaying the financing were also extended to adapt the value of the installments to the financial reality of self-employed workers. Contracts can be paid in installments over up to 72 months with banking institutions. An important difference of the credit line is the granting of an initial grace period of six months. Durante During this adaptation period, the driver can now use the new vehicle to generate income before the first financing installment is due.
Exigências documents and eligibility criteria
Access to the R$30 billion made available by BNDES requires compliance with strict eligibility criteria, designed to ensure that the subsidy reaches professionals who actually work in the sector. Motoristas application must prove an active and uninterrupted link with the travel intermediation platform for at least 12 months. The driver’s history must record at least 100 trips within the stipulated period to validate professional activity.
Para the category of taxi drivers, the requirements fall on the regularity of professional performance with local transit agencies and city halls. Interested parties must present a valid and active municipal license to provide individual transport services. Fiscal regularity is also a non-negotiable requirement for credit approval. Torna It is necessary to prove that the professional does not have active disputes with Receita Federal or with the state and municipal finance departments.
Cronograma operational and resource release
The process of adhering to the federal program was structured in digital stages to speed up the analysis of the thousands of expected requests. Prior validation of interested parties has already been approved and must be carried out exclusively through the official gov.br/movebrasil portal on the internet. The automated government system has an estimated turnaround time of up to five business days to confirm that the driver meets all the basic requirements required by public mobility policy.
Após the electronic approval of eligibility, registered professionals will be able to search for financial institutions and accredited dealership networks from June 19, 2026. Nesta face-to-face phase of the process, the final credit risk analysis will take place by partner banks and the consequent signing of new vehicle acquisition contracts. The amounts are released directly to the manufacturer or dealership responsible for the sale.
The rules of the Move Brasil program determine that financed cars must feature cleaner propulsion technologies for the environment. The models selected by the manufacturers must be flex, powered by 100% ethanol, hybrid or fully electric. Essa technical requirement is strictly aligned with the federal plan to encourage the gradual transition of the national fleet to fuels that generate less environmental impact and reduce the emission of polluting gases in the country’s large urban centers.
