Samsung’s digital wallet allows contactless payment via Pix for users in Brazil

Samsung Wallet

Samsung Wallet Divulgação/Samsung

The Samsung Wallet digital wallet now allows contactless payments via Pix using NFC technology from Galaxy smartphones. The functionality eliminates the need to open banking apps or scan QR codes during physical transactions at commercial establishments. The resource began to be distributed at the beginning of April and reached the entire Brazilian user base on April 22, 2026. The new feature integrates the instant payments ecosystem created by Banco Central.

Integration takes place through the Open Finance system, connecting the user’s bank account directly to the South Korean manufacturer’s application in a secure way. The modality works identically to using physical credit or debit cards, simply bringing your cell phone closer to the machine to complete the purchase. The Brasil records millions of daily transactions with the Pix, and the new tool seeks to reduce the time spent at checkouts, optimizing the flow in physical retail.

pix – 写真: Diego Thomazini/Shutterstock.com

Como works integration with the financial system

The contactless payment process uses Near Field Communication technology, present in the vast majority of modern mobile devices. Quando the consumer brings the cell phone closer to the payment terminal, the encrypted data is transmitted in a matter of milliseconds. The purchase amount is instantly debited from the linked bank account, without additional fees being charged for individuals. Communication between the smartphone and the machine requires a maximum distance of a few centimeters, avoiding accidental charges.

Antes of this software update, customers needed to unlock the device, search for the bank application, log in with a password or biometrics and access the specific area of ​​the Pix. The new method significantly shortens this path. The digital wallet stores credentials securely and acts as a direct bridge between the financial institution and the recipient. The retailer receives payment confirmation on the machine’s screen at the same time, speeding up the delivery of the product or service.

Traditional transfer options remain fully available within the payments platform. Users can also use the method of copying and pasting the alphanumeric code or opening the camera to scan the Code QR generated by the commercial establishment. The manufacturer chose to maintain all alternatives to meet different consumer profiles and purchasing situations, ensuring that the customer always has a way to complete the transaction if the machine presents problems with the approach reader.

Aparelhos compatible with new functionality

The feature is released gradually and strictly depends on the technical specifications of each smartphone. The main requirement for using the Pix by proximity is the presence of the NFC chip in the device’s hardware. Older Dispositivos or very basic input lines that do not have this component are unable to carry out the physical transaction using this method. The physical hardware limitation cannot be bypassed by software updates.

The company confirmed an extensive list of equipment capable of receiving the payment system update. Coverage ranges from high-cost premium models to intermediate options sold in recent years on the national market. Officially supported devices include:

  • Smartphones from the Galaxy S line starting from the S9 model, encompassing all subsequent versions.
  • Aparelhos with folding screen from the Z Fold and Z Flip families in all their generations.
  • Dispositivos from the Galaxy Note series from the ninth generation, aimed at productivity.
  • Mais of one hundred different models from the Galaxy A mid-range line that have NFC technology.

Owners of these cell phones need to keep the operating system updated to ensure the financial tool works correctly. The manufacturer’s app store must also have the latest version available for download. The company recommends that consumers check their connectivity settings and ensure that the NFC sensor is activated in the system options before attempting to make a payment at local businesses.

Passo steps to configure the digital wallet

Initial setup takes just a few minutes and requires a stable internet connection. The customer must open the digital wallet application and select the option to add a new payment method, choosing Pix from the list of financial alternatives. The system will ask you to enter the Cadastro number of Pessoas Físicas to start the secure link with the bank account held by the user.

The application redirects the user to the Open Finance environment, the open financial system managed by Banco Central from Brasil. Nesse At this point, it is necessary to choose the preferred financial institution in which the customer has a balance and authorize data sharing. The cell phone screen will display the bank’s application for a few moments to confirm security, automatically returning to the digital wallet shortly afterwards.

Esse authorization and account linking procedure occurs only once. Após completion of the link, the bank account remains permanently connected to the mobile device, until the user decides to revoke access in the privacy settings. The system’s architecture eliminates the need to open the bank’s application for future purchases, centralizing financial control in the smartphone manufacturer’s native interface.

Protocolos security and promotional campaign

The protection of financial data is based on the native security platform of the brand’s devices, known in the technology market. The system isolates sensitive information in an encrypted area of ​​the processor, making it difficult for malicious applications, viruses or external attackers to access. Nenhuma financial transaction occurs without explicit confirmation from the device owner at the exact time of purchase.

The moment of payment requires authentication of the buyer’s identity to allow the sending of money. The user needs to use the fingerprint reader, facial recognition or enter the device’s numeric password to authorize the transfer via Pix. Essa extra layer of protection prevents third parties from making purchases if the cell phone is stolen, stolen or lost while the screen is unlocked.

Para To encourage the adoption of new payment technology, the company structured a promotional campaign with a limited duration in the national territory. Entre On April 22nd and May 2nd, 2026, consumers who make payments using Pix by contact will receive exclusive discount coupons. Benefits are automatically generated by the system and sent via push notifications on the customer’s device.

Promotional coupons can be redeemed at the brand’s official online store, accessible directly through the manufacturer’s shopping app. The discounts apply to select products from the company’s ecosystem, including 20,000 mAh high-capacity portable batteries and Galaxy Buds Core wireless headphones. The commercial strategy aims to accelerate the change in consumer habits, replacing the use of a physical card with the convenience of a smartphone in everyday life.

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