Dollar today operates at R$ 5.277 with negative variation and Ibovespa at a record high in the financial market

Commercial dollar starts the day falling this Thursday, November 13, 2025, quoted at R$5.277 for purchase and sale, according to update at 9:37 am. The negative variation of 0.27% reflects the exchange rate stability scenario in São Paulo, influenced by foreign capital flows and recent economic data. The Brazilian financial market presents mixed signals, with the Ibovespa index registering consistent advances following positive company reports.

The intraday maximum reached R$5.291, while the minimum was R$5.275, indicating moderate volatility in the trading session. Investors monitor the global behavior of the dollar, which strengthens slightly against emerging currencies.

The real gains traction against the American currency due to the slowdown in inflation in October, the lowest for the month since 1998, which reinforces expectations of cuts in the Selic rate.

Main movements on the day include:

• Drop in dollar driven by robust commodity exports.
• Rising in the Ibovespa, which accumulates 13 positive sessions, equaling the achievement of 1994.
• Recovery in banking and energy shares after quarterly releases.

Dollar fluctuations and influencing factors

The commercial dollar opened the trading session with a retraction, going from R$5.285 the day before to the current R$5.277. This reduction occurs amid an environment of greater inflow of foreign investments into B3, totaling R$2.5 billion per week.

Analysts attribute the movement to the recent appreciation of the real, supported by rising foreign exchange reserves, which exceed US$350 billion. The Central Bank registers specific interventions to contain excess volatility.

Stock Performance and Featured Stocks

The Ibovespa advances to 158,037 points, with a gain of 1.79% on the previous close, marking the biggest rally since 1994. Trading volume exceeds R$25 billion, concentrated in large securities.

Petrobras shares register an increase of 2.5%, benefiting from stable Brent oil prices at US$82 per barrel. Banks like Itaú and Bradesco rise 1.8%, reflecting quarterly profits above projections.

Education companies, such as Cogna, accumulated 240% appreciation in the year, driven by restructuring in the sector.

Outside the main index, Gol surprises with an increase of 13.4% after cutting costs in the third quarter.

Cryptocurrency Trends

Bitcoin operates at US$114,946, up 1.1% in 24 hours, while in reais it reaches R$619,437. Ethereum advances 2.4% to US$4,520, signaling recovery in the digital asset market.

The global volume of crypto transactions exceeds US$100 billion daily, with a focus on blockchain platforms for international payments.

Investors are seeing the growing adoption of dollar-pegged stablecoins, which represent 10% of the total market.

Regulations in the US favor the sector, with proposals for tax clarity in 2026.

Practical tips for investors

Maintaining diversification between fixed and variable income reduces risks in volatile scenarios like the current one.

Allocating 20% in index funds that replicate the Ibovespa guarantees exposure to sectoral gains without individual stock selection.

Monitor the balance sheet calendar, with retail and services announcements in focus for the end of the month.

For conservative profiles, Selic Treasury bonds offer daily liquidity with profitability above 10% per year.

Avoid decisions based on intraday peaks; weekly analyzes provide more stable view of the market.

Perspectives for the real and commodities

Exports of green coffee fall 20.4% in October due to a lower-than-expected harvest, putting pressure on the trade balance.

Iron ore reserves keep Vale up 1.2%, with Chinese demand stable at 1.2 billion tons annually.

The real could test R$5.20 per dollar by December, if the flow isangeiro persists above R$1 billion weekly.

Retail data, released today, shows growth of 2.5% in September, above estimates.

Ibovespa weekly evolution

The index accumulates 3.02% in the week, with 13 consecutive positive sessions.

Real estate leads annual gains at 69%, followed by education at 150%.

Foreign volume reaches R$15 billion in November, the highest since January.

Projections indicate 160 thousand points by the end of the year, driven by falling Selic.

Cryptoassets and integration into the traditional market

Ethereum records 8% recent increase, reaching peaks close to US$4,600 in global trading.

Bitcoin exceeds US$ 115 thousand in weekly projections, with adoption in pension funds in the US.

In Brazil, exchanges report a 30% increase in registrations, focused on international remittances.

Equity income allocation strategies

Portfolios with 40% in blue chip stocks, such as Petrobras and Vale, balance risk and return.

Real estate funds yield 8% per year in dividends, ideal for monthly cash flow.

Quarterly rebalancing adjusts exposure to cyclical sectors such as consumer and energy.

Global influences on the Brazilian exchange rate

DXY index rises 0.05% to 99.49 points, putting pressure on emerging currencies.

US agreement to end government shutdown eases global fiscal tensions.

German confidence drops to 38.5 points, impacting manufactured exports.

In Brazil, a primary surplus projected at 0.5% of GDP supports external credibility.

Intraday close and projections

Dollar tests lows of R$5.275 at 10 am, with a downward bias until the end of the session.

Ibovespa could close above 158,500 points if retail confirms expansion.

Cryptocurrencies maintain momentum, with Bitcoin above US$115,000 in optimistic scenarios.